How Local Law Shapes Access
Your account access starts with the rules that apply where you are. We make the Legal page visible before and after account creation because eligibility depends on local law, and the same wording applies whether you browse from Jakarta on mobile or come back later from
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another device. During account opening, we ask for a reachable phone number, a wallet name that matches your profile, and confirmation that you accept the current terms. We do not present this page as legal advice; it is our operating position for account use, privacy handling,
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wallet checks, cookies, and contact routes. If a term changes, we place the updated version in the account area and may ask you to confirm it again before using wallet functions. DANA, OVO, GoPay, and QRIS are listed here as payment context, not as separate legal
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authorities.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.